On June 4th and 5th, SMART Myanmar hosted a "Risk-based Credit Assessment" workshop, collaborated with ADFIAP association from Philippines and the consultants from ADFIAP conducted a 2-day workshop to the AYA bank's employees from SME department. This 2-day workshop mainly focused on the overview of the risk management process and credit risk management from the bank side as well as how to consider the factors for investment decision-making through credit risk assessment. On the 2nd day of the workshop, the topic targets on the relevant of environmental and social risk assessment and environmental impact assessment process and then the participants of AYA bank carried out the group work discussions for the given case study exercises and presentations. The 22 participants from the AYA bank attended this 2-day workshop and they are awarded with the achievement certificates.